Buying a home isn’t just about the price tag on the brochure—it’s about everything that comes after. Many first-time buyers looking at flats in Naigaon are surprised by the additional charges that pile up along the way. While flats for sale in Naigaon are among the most affordable options around Mumbai, overlooking hidden costs can throw your budget off balance. At Radheya Construction Company, we believe in helping you make fully informed decisions. That’s why we’re breaking down what really goes into the cost of your dream flat.
Beyond the Brochure
The base price listed for flats in Naigaon East usually doesn’t include all the charges you’ll actually end up paying. Things like government taxes, location-based premiums, and builder-imposed fees are often tucked away in fine print. And when you’re dealing with multiple builders & developers in Naigaon, each might have its own list of “additional” charges. So, while the offer looks tempting, be ready to read between the lines. A smart buyer knows that the real price tag goes far beyond the glossy pamphlet.
The Fine Print Fees
GST, Stamp Duty & Registration
GST (for under-construction properties), stamp duty, and registration fees are unavoidable government levies. These can add up to a significant chunk—about 7–8% of the property’s value. For buyers of flats in Naigaon, especially those investing in developing areas like Naigaon East, these statutory charges make a visible dent. It’s essential to budget for them in advance. These aren’t hidden per se, but they often aren’t highlighted until the very end.
Floor Rise & Preferred Location Charges (PLC)
A flat on a higher floor or facing a garden view? That’ll cost extra. These premium charges vary depending on the builder and can add lakhs to your base price. So while the listed cost of flats in Naigaon may appear budget-friendly, the final price depends on your preferences. Don’t be caught off guard by these “preference-based” expenses. Always ask your builder for a full price breakdown.
Development Charges & Infrastructure Fees
These charges often cover amenities like internal roads, sewage, and water pipelines. While they sound legitimate (and they are), they’re not always included in the advertised rate. Builders & developers in Naigaon may present them as part of “external development charges,” but buyers are typically responsible for footing the bill. These fees especially apply to upcoming residential projects in Naigaon East. Knowing what you’re paying for—and why—is key.
Living Costs Lurking Post-Possession
Society Formation & Maintenance Deposits
When you move into a new society, there’s usually a one-time deposit collected for future maintenance or society formation. These are not always refundable, and they vary from project to project. Even in reputed communities like Sai Enclave Naigaon, such deposits are standard practice. But not budgeting for them in advance could leave you scrambling for funds. Be sure to include these in your upfront planning.
Monthly Maintenance Charges
Ongoing charges for security, landscaping, water supply, and common amenities can be higher than you expect. While flats for sale in Naigaon are more affordable than in central suburbs, maintenance fees are often similar—or even more—depending on the facilities. Over time, these add up to a substantial amount annually. It’s best to ask upfront and plan accordingly.
Parking Charges
Yes, even parking your car comes at a cost. Parking slots are rarely included in the base price of flats in Naigaon East, and dedicated spots—especially covered ones—cost extra. Whether it’s one-time or monthly, this is a charge many buyers forget to account for. It’s even more relevant if your flat is part of a high-demand project like Sai Enclave Naigaon. If you’re planning to own a vehicle, treat parking like a mandatory purchase—not an add-on.
The Surprise Factor
Sometimes builders add charges for things you’d assume are included—like electricity meters, clubhouse access, or internal modifications. These can feel like sudden “gotchas” that hit just when you think you’re done spending. And while Radheya Construction Company believes in complete transparency, not all developers follow that standard. When evaluating flats in Naigaon, always request a detailed cost sheet with every fee itemised. It could save you from some very expensive surprises later.
Transparency is Your Best Friend
Navigating the property world can feel like playing chess with invisible pieces—but knowledge is your best defence. When you’re evaluating flats for sale in Naigaon, look beyond the sticker price and ask the right questions.
Work with trusted names like Radheya Construction Company, as we prioritise full disclosure and honest pricing. Our project Sai Enclave Naigaon was built with transparency, quality, and affordability in mind. Make your move smart, not stressful—connect with us and unlock a home that delivers value without the surprise costs.
